WHY US?

Happy Home Loan International is a one-stop management consultancy firm that is always READY to serve the intricate financial needs of all individuals, investors, property owners as well as SME owners.

Professional Advisory

We are spearheaded by a team of elite ex-bankers with the aim to value-add and to provide sound and professional advisory for all our clients.

Customize

Customize for you a strategic proposal via a thorough analysis by our dedicated relationship manager

Trust

We are able to source for the ideal banks and financial institutions to match your profile, saving you the time and hassle to secure the most attractive financing package.

Latest Rate

Not only are our rates most updated, we get special tied up package from lenders at times because of the volume of business we refer.

Unbiased advice

An independent mortgage advisory provides unbiased advice from your loans selection, home protection to handling the whole application process.

Shopping Voucher

Receive up to $1000 cash VOUCHER (Min $500K) When You Get A Loan Through Us!

Apply Online

Apply online now in just a few clicks.

Best of All, Our Home Loan Service Is Free!

Hows it work:

Step 1 : Find the package best suit you.

Step 2 : Apply

You will need to prepare the required home loan documents for loan submission.

Step 3 : Assessment

Banks will apply their due diligence checks and criteria just like an actual loan application. You need to pass Total Debt Servicing Ratio (TDSR). If you intend to buy a HDB or brand new EC from developer, Mortgage Servicing Ratio (MSR) is considered too. While these can be complicated and you can leave it to our mortgage consultants.

Step 4 : Approved

You will receive a response from us regarding your approval application. Don't worry, this pre-approval does not make you obliged to the bank and vice versa.

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Our Services

RESIDENTIAL PROPERTY HOME LOAN

COMMERCIAL & INDUSTRIAL PROPERTY LOAN

HOME CONSTRUCTION LOAN

BRIDGING LOAN

INTERNATIONAL HOME LOAN

EQUITY LOAN

GET A LOAN ELIGIBILITY CHECK

COST MANAGEMENT

Frequently Ask Questions

1. What do you earn if this service is free?

Yes, our service is free to you as banks pay us a distributor fee for referring clients to them. But your interest and package stays the same otherwise we will tell you, and which you can easily validate.

2. Are the rates the same as the banks?

We offer the same rates as the bank but sometimes, we do get deviated rates from certain banks, due to the volume of referrals we generate. So what you get from the banks may not be the lowest.

3. Will my information be safe with you?

If you like, you may submit documents directly to the bankers, and all information will be kept private and confidential. We take data protection very seriously as it is a now a criminal offence in Singapore.

4. Why can’t I search online on my own?

Certainly you may. But why go it alone when you can outsource this task to a broker who helps sift through important details and provide you a concise proposal at no cost? Best part is you get additional perks from the broker.

Our Track Records

More than
1  Billions
in Mortgage Loan Quantum Approved
More than 1 Properties Financed
More than 1 Happy Clients

Partners

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